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PayPal Just Filed to Become a Real Bank—Here's Why That Matters for Small Businesses The payment giant is seeking approval to launch PayPal Bank, which would offer business loans, savings accounts, and FDIC insurance. Previous Article Here's How the CEO of a $13 Billion Social Media Giant Manages Stress Next Article If You’re Anything Like Me, Your Favorite Yoga Pose Isn’t Technically a Yoga Pose.