What Is a Roth IRA? How It Works and How to Get One Started Need help figuring out what a Roth IRA is, how it works or how to start one? Discover the answer to these questions and more in this detailed guide. Previous Article You Can Get $7500 for Buying an EV. But You Need to Act Fast. Next Article Elon Musk Calls This Document the 'The Most Treasured Item' on His Bedside Table